Privacy Policy

Aleritas Capital Corp. ("we") is a Delaware Corporation and licensed finance company that originates commercial loans primarily to insurance-related businesses. As such, we understand the importance of safeguarding your personal information. We are providing this statement to inform you about the types of information we may collect from you, and how we may use or disclose that information in connection with your business relationship with Aleritas Capital Corp. This privacy statement applies to borrowers who are our clients or former clients. This privacy statement applies to personal information, which is nonpublic information about our clients that we may obtain while providing a financial product or service.

How We Protect Your Personal Information
We restrict access to information about you to those employees who need to know the information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect your personal information.

How You Can Help Protect Your Personal Information
You should not share your account information or passwords with others. We encourage you to notify us promptly if you suspect the confidentiality of your personal information has been compromised or if you believe your personal information needs to be corrected or updated.
We recognize the trust you have placed in us and we are committed to preserving that trust and we will work hard to safeguard the confidentiality of your personal information. Of course, we reserve the right to modify this policy to reflect any changes or enhancements that we make to those protections. If we do make modifications, we will let you know promptly.

How and Why We Collect Personal Information
You provide personal information to us so that we may help you try to meet your financial goals. Such information allows us to process your requests and transactions, keep you apprised of products and services that may be of interest to you, and enhance customer service by better understanding your needs.

Information We Collect
We may collect information about you from the following categories and sources:
• Information you provide to us on applications or other forms (examples include name, address, social security number, assets and income).
• Information about your transactions with us, our affiliates or others (examples include your account balances, payment history, debit card usage).
• Information collected from your browser when you visit our websites and your browser interacts with them.
• Information we receive from consumer reporting agencies (examples include your credit worthiness and credit history).
If required by the USA Patriot Act, we also collect information and take actions necessary to verify your identification.

Children Under Age 13
Because of the financial nature of the services we provide, we do not market our Website to children under the age of 13.

Sharing Information
We may share your personal information with certain nonaffiliated third parties such as:
• Third party service providers that have been retained by us to perform certain functions on our behalf,
• Third parties with whom we have entered into joint marketing arrangements,
• Credit bureaus or similar reporting agencies,
• Governmental agencies and courts as required by subpoena, court order or law,
• Others to the extent permitted or required by law.
To the extent that we share your personal information as described above with service providers or joint marketers, such disclosures will be subject to an appropriate, contractual confidentiality pledge, and solely for the purpose and only to the extent necessary to carry out the contractual purposes, or as otherwise permitted or required by law.

Furnishing Negative Information
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Changes to Our Privacy Statement.
This Privacy Statement and our practices are subject to change. If we make a material change to this Privacy Statement, including a material change in the way we use your personal information, we will notify you by using one of the following methods at least thirty (30) days prior to the effective date of such change: (1) we will post a notice on our Web site describing the change; or (2) we will hand deliver or send you regular or electronic mail notifying you of the change. To receive the most up to date Privacy Policy, you can visit our Web site at www.aleritascapital.com.